Valmiki Ambedkar Awas Yojana (VAMBAY): launched in December 2001, VAMBAY was a centrally sponsored scheme with an in-built subsidy for undertaking construction of dwelling units for slum dwellers. The scheme was successful in providing affordable houses to the urban poor and with the launch of JNNURM; elements of this scheme were dovetailed into JNNURM.
Jawaharlal Nehru National Urban Renewal Mission (JNNURM): Launched in 2005 with a 7 year mission period, JNNURM was developed to facilitate fast-track, planned development and renewal of urban areas in the country, and in particular in 65 mission cities. The sub-mission for Basic Services to the Urban Poor (BSUP) focused on granting a 7-point charter of entitlements to the urban poor, namely, affordable housing, water supply, sanitation, security of tenure, health, education and social security.
Swarna Jayanti Shahari Rozgar Yojana (SJSRY): aims at addressing urban poverty through the promotion of gainful livelihood opportunities for the urban poor through both wage employment and entrepreneurship development focusing on community-based delivery mechanisms and particularly targeting women.
Integrated Low Cost Sanitation (ILCS): This scheme envisages the conversion of dry latrines into water seal twin-pit sanitary latrines on a whole town basis.
Affordable Housing in Partnership (AHP): This aims at operationalizing the strategy envisaged in the National Urban Housing and Habitat Policy (NUHHP) of 2007 and was launched in April 2009. It seeks to promote various kinds of public-private partnerships - government with the private sector, the cooperative sector, the financial services sector, the state parastatals, urban local bodies, etc-to create affordable housing stock. Under the scheme, the Government provides subsidy at the rate of Rs.50,000 per affordable unit or 25% of the cost of infrastructure(internal and external),whichever is lower.
Scheme for Interest Subsidy for Housing the Urban Poor (ISHUP): This scheme, introduced in Feb 2009,aims to lighten the repayment burden of home loans with Central Government subsidies for those EWS and LIG households who have no pucca dwelling but own land in an urban area and want to construct or buy a house. The subsidy has been so designed as to provide the banks the comfort of risk abatement.
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